We Help you Protect the Health of those that Matter Most
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We Provide You with Choices
The Health Insurance that works for you, may not work for your sister or your spouse. We help you compare multiple Health Insurance plans with multiple providers and not just one – so you can find the best Healthcare Plan at the most affordable price possible.
Your Trusted Source
We give you the best Healthcare program quotes based on your needs that are only unique to you. It is more important that you understand all of your Healthcare options from trusted national Health Insurance providers.
We Value Quality Service
Remember when Customer Service was a core value that companies cared about? Well, we still do. We strive to provide you with the best customer service possible. Our U.S.-based Licensed Healthcare Agents near you are readily available to patiently answer all of your Healthcare insurance-related questions.
Why Choose Us?
Access to the Great Plans
Straight Forward Explanation
Get Affordable Prices
Connect With Professionals
Maintain Customer Relationship
What Our Customer Say About Us!
" What can I say but wow. These folks were knowledgeable, patient, and considerate. I learned more from them in one brief conversation than I did with my personal insurance agent who I have had for 20 years. I would recommend Real Talk Healthcare to anyone." - Thomas
" I was blown away by their knowledge and the time they spent answering questions about Healthcare, plans, and the enrollment process. Health Insurance is so overwhelming and frustrating but I feel like I am more informed and have more confidence knowing what I can do during open enrollment and through the year; so, open enrollment doesn't feel so daunting." - Anne
" When I called, an agent wasn't available and I knew I was going to be given the runaround again but this company is different. I had an outstanding experience. and I got a plan that has more benefits and is more affordable than my current plan, which has fewer benefits. This reminds me of how companies used to care about outstanding customer service. Well done! " - Barbara
Get To Learn Health Insurance FAQs
Health insurance protects us from unexpected, high medical costs because you pay less for covered in-network health care, even before we meet our deductible. Also, we get free preventive care, such as vaccines, screenings, and check-ups.
Health insurance help us pay for our regular healthcare costs as well as our major medical expenses, depending on the type of plan we choose. We can pay a premium of some kind, based on our plan and coverage, whether we get our health insurance through your employer or privately. Depending on our type of plan, we may have co-pays, deductibles and coinsurance.
Health insurance helps us to manage the costs of our family's care, including regular doctor's visits and unexpected illnesses and injuries. These benefits helps us manage our health proactively, and covered routine testing can help with early detection of common conditions and diseases, such as diabetes, heart conditions, and thyroid problems, which can require much more extensive and costly care if they go untreated. The cost of a routine examination for the uninsured can be costly and can be a disincentive to take charge of our good health.
With a $2,000 deductible that you pay at first is the amount you pay for covered healthcare services before your insurance plan starts to pay. After you pay your deductible, you usually pay only a copayment or coinsurance for covered services. Your insurance company pays the rest. Many plans pay for particular services, like a check-up or disease management programs, before you've met your deductible. Always check your plan details.
A variety of health insurance plan that attribute a network of doctors and hospitals that covers a lower rate preferred provider organizations. PPOs may also provide the costs of few medical expenses outside of their network. Far from a health maintenance organization (HMO), another famous type of health insurance plan, PPO plans don't require that you acquire a referral from your primary care physician to contact a specialist.
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So You Can Make an Informed Decision About The Best Plan for You!